Archive for: February 27, 2009

DTI or debt to income ratio is one of the most important factors that determine loan decisions. The qualifying debt to income ratio seems to get lower and lower as the conditions in the housing market continue to be grim …

Sub prime loans have proved to be a contemptible piece of business. The stigma of real estate market collapse is essentially linked to these two words to a great extent. Every report on the misery caused by collapsing markets …