Category: mortgages

Australian Government Plans To Increase Home Loans  Competition.

Nobody loves a monopoly except the obvious beneficiary and customers never do well by them. For this reason free market economies strive to regulate the market to avoid monopolies that encourage hubris and …

Size is not all that matters with Home loans

When searching for a good deal we often look at two main variables, quality and price. Depending on our budget or on our personality we will lean towards one or the other. …

Fixed rate Mortgage opportunity in an economic depression.

It seems a constant of humanity than when things couldn’t go worse some invariably make a great profit out of the situation. The World Wars were a tremendous boost to American economy, as …

Private mortgage insurances, how to avoid them?

It is surprising what percentage of the average monthly payments toward a home is spent on home insurance. Few people like paying private mortgage insurances for the simple reason that private mortgage insurance are …

Private mortgage insurance, do you really need it. Buying a home is such an expensive operation you are sure to want to reduce costs as much as you can. This means you will probably not want to pay for fees …

Home loans, your rights and how to use them.

Purchasing a home is the best or worst investment you are likely to make. It is certainly one of the most expensive purchases you will get into. Just think for a …

The changes brought about by the new government have provided a stimulus to the slow economy. Low mortgage rates have been adopted as trouble shooting measures and as expected there is an increase in refinancings which increases liquidity. People are …

Cheap home loans, cheap interest rates, possible? Cheap home loans, cheap interest rates. You have probably seen those words together hundreds of times in every website with Google ad words. Did you ever think they exist? Well depending on what …

Reverse mortgages to finance your retirement? A mortgage to finance your retirement sounds like eating doughnuts to lose weight. Shouldn’t retirement be the time to reap all the results for your life long hard work? Well if you have built …

Buy to let mortgages, are they the best mortgages? When deciding what mortgage to get for your new home or property it is important to think about the purpose of your home loan. If you’re planning to buy a property …

Reverse mortgages or lifetime mortgages, what do they mean? Are you retired, or close to retirement? Would you like to increase your income, travel, live in a little more style? On paper you might be worth a little bit, with …

Home equity lines of credit and bad credit, perfect marriage.

Why on earth would a home equity line of credit be good for you if you have a bad credit score or history? Relax, sit down, take a glass of your …